Secure 30-day money plan
You can spend $1,284 before payday and stay protected.
Bank-level checks on
HarborLock watches recurring bills, deposit timing, card activity, and reserve rules so your next move is clear before money leaves the account.
Cash path to August 1
AvailableCommittedProtected
$3,810Checking now
-$1,146Mortgage Jul 5
+$4,250Payroll Jul 15
$2,090Reserve floor